Moneko
Moneko

The AI Budgeting App for Smarter Money Management

Manage your money with Moneko, the AI-powered budgeting app for desktop and mobile. Track expenses, set savings goals, and get smart reminders for bills and paychecks. Choose the plan that fits your journey.

Monthly
Annually (Save 40%)
Starter
Free dashboard to start budgeting smarter with AI
$0

USD / year

Free Forever

  • Limited AI conversations with Moneko
  • Basic budgeting & expense tracking
  • Create and view savings goals
  • Desktop access only
  • Join our budgeting community
  • Best for trying Moneko before upgrading
Most Popular
$49/YEAR (SAVE 40%)
Plus
Perfect for managing expenses, bills, and savings with AI support
$49

USD / year

  • Unlimited AI conversations with Moneko
  • Full budgeting and expense categorization
  • Advanced savings goal tracking with AI suggestions
  • Smart reminders for paychecks & bills
  • Desktop + Mobile App sync
LIMITED SPOTS AVAILABLE
Lifetime
All features, AI support & Founder benefits — forever
$149

Early-bird price (One-time)
Original $199 USD

Join our Discord for discounts up to 50%!
  • Unlimited AI insights & personalization
  • All Plus features included
  • Free future updates & features
  • Founder Member Benefits
  • Priority support (24hr response)
Growing Community

0+ people have already joined

Be part of a growing community taking control of their financial future. Join us today and start your journey.

Join these members and start making smarter financial decisions today

Feature Comparison

Compare what you get with each plan

FeatureStarterPlusLifetime
Basic Lessons
Core financial education lessons
Limited Access
All 10
All 10
Advanced Courses
Expert-generated courses by financial advisors
Unlimited Access
Unlimited Access
AI Conversations
Chat with Moneko & Finni AI assistants
Limited conversations
Unlimited
Unlimited
AI Personalized Lessons
Custom lessons based on your goals
Unlimited
Goal Creation
Create and track financial goals
Create only (view-only)
Full access
Advanced management
Goal Modification
Modify and AI-refine your goals
With AI refinement
AI optimization
Portfolio Tracking
Connect and monitor investment accounts
1 Brokerage Account
Unlimited Accounts
Customer Support
Get help when you need it
Standard Access
Priority (24hr response)
Priority (24hr response)
1-on-1 Guidance
Personal sessions with financial experts
Founder Benefits
Community Access
Connect with other users
Standard Access
Priority Access
VIP Access

Frequently Asked Questions

Yes! You can upgrade or downgrade your plan at any time. When you upgrade, you'll be charged the prorated amount for the remainder of your billing cycle. When you downgrade, the change will take effect at your next billing cycle.

Not Sure Which Plan is Right for You?
Start with our Free plan to explore core features, or dive deeper with a Plus trial. You can always upgrade as your financial needs grow.
Contact Us for a Recommendation