30-day money-back guarantee

One simple app.Master your money.

Stop manually tracking every penny in spreadsheets. Moneko automates the heavy lifting with AI, giving you the intentionality of zero-based budgeting.

Unlock Moneko Pro

Start building wealth effortlessly.

Yearly
Best Value
Billed annually
$119.88$34.99
Monthly
Billed monthly
$9.99$4.99
Lifetime
Limited
Yours forever
$69.99
Everything in Starter
WhatsApp assistant for capture + summaries
Receipt/photo/voice capture (where available)
Scenario planning with saved insights
+ And much more

Save up to 70% compared to monthly. Modify your plan anytime.

4.8/5 rating

4.8/5 App Store rating

6,500+people have already joined

See what our users are saying about Moneko

Sameulchee★★★★★

Strong AI analysis

The AI scenario planning is superb, he will analysis according to your pocket sizing and give you the best suggestion and planning for you. This really helped those who dont know proper financial planning. Strongly recommended!

MYS2/8/2026
Sarah SNi★★★★★

Simple and easy to use

Really enjoy using this app so far. It makes tracking shared expenses simple and stress-free, and the AI features save a lot of time. The interface is clean and easy to use, and great for daily spending and splitting costs with friends.

MYS2/4/2026
Dato Wafiy Aziz★★★★★

Beta User to Live Access!!

I'm so excited since Moneko is live on AppStore now, Been using in Testflight. It's so easy to add Income/Expenses and even Family Sharing or Group Sharing, The best one is Add via WhatsApp Features!!

MYS2/4/2026
MilMayr★★★★★

Really good budgeting app!

I try this app bcz of the cute cat icon and since it offers free trial, but I ended up staying bcz it's actually amazing!! The interface is super clean and simple, makes tracking my expenses super easy and it also offers some other features. Really recommend this app if you wanna manage your money with small amount of price!!

MYS2/4/2026
AcE★★★★★

Web Android iOS app with WhatsApp integration !!!!

This is only budgeting app that has all And they all are well synced. Developers actually listened and updated. They added many of my requests into this app. It's group of developers working on this project and they all know what they are doing. Widgets are nice too. My roommates and I used the sharing expenses experience through this app and never had any problem with it.

MYS2/2/2026
Usnsbsb★★★★★

Smart AI and integration

The processing speed of AI is incredibly fast and it was able to capture all the details, nice work

MYS2/2/2026

Download Moneko and join thousands of happy users

Pricing & Billing FAQ

Yes. You can change plans from your account settings. Plan changes and billing dates are handled by Stripe based on your current subscription.

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